Non-bank loans online

Non-bank loans online

Cetelem specializes in providing consumer loans. It is a member of the French bank BNP Paribas, which is one of the 6 strongest banks in the world.

It has also been operating in the Czech Republic since 2000 and has already managed to provide more than 1,000,000 loans. Thanks to its unique technology, it was the first to launch a new distribution channel for loans – the so-called online loan, ie an online loan.

Loan for furniture and household equipment


With this loan, your dreams of a new kitchen unit or an entire household appliance can come true. You can handle it very quickly, without a guarantor and without a processing fee. The advantage of the loan is also a quick assessment of the application online. You can also ensure a loan.

  • max. USD 500,000
  • repayment period – 7 years
  • for furniture and any household equipment, including black and white appliances

Loan for reconstruction and housing


The loan will allow you to replace old windows with plastic ones, modify the garden, or buy a new roof. You can repay the loan for up to 10 years with favorable interest rates and installments. You only need to prove the purpose of up to 70% of the loan amount. You can also remember it without a guarantor and without a processing fee.

  • max. USD 1,000,000
  • repayment period up to 10 years
  • for any construction modifications of the apartment, house or garden

Loan for a new or used car


A loan that will finance you a new or used car very conveniently. Unlike leasing, the car will be yours from the beginning. No deposit is required. The loan does not require a car or guarantor guarantee.

  • max. USD 500,000 perused, max. USD 1,000,000 per new car
  • repayment period 7 years
  • on any new or used car, motorcycle or ATV

Loan for anything

The name of the loan speaks for itself. You can use it for anything, whether to buy a new TV, camcorder or to buy accessories and equipment for the car. The loan is as simple as possible, without proving the purpose, without a guarantor and an immediate online opinion.

  • max. USD 200,000
  • repayment period up to 7 years
  • any use

Loan to repay loans


With this loan, you have the option of repaying loans, foreclosures, leases or financial liabilities and thus repaying the loan only from Cetelem with a number of benefits.

This way you can save up to 30% on your installments. You will pay one lower monthly payment and you will be left with money for your next plans. In addition, you get insurance for inability to repay the loan even in case of loss of employment.

  • max. USD 500,000
  • repayment period up to 10 years
  • to repay leases, bank or non-bank loans, various installments and loans

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